Credits, payments, and refunds

Credits are the internal usage unit for DivusArgali Canvas. Generation requests deduct credits according to the active cost rules for each tool.

Purchased credit packs are non-subscription one-time purchases. Credits are added only after the payment provider confirms the transaction and the webhook is processed successfully.

If a generation request fails after credits were reserved, the system marks the ledger entry as refunded and restores the credited amount back to the account balance.

Manual credit adjustments made by administrators are recorded in the ledger and in admin audit logs with a reason.

Refund policy, expiry policy, tax language, and final commercial terms should be finalized before public launch. This page is the current product-side baseline, not the final legal copy.